Three things you need to check. First is to see if you have your personal settings set to allow full nudity. Next is to ensure your server settings allow for full nudity. Finally, (or you can check this first) is to check if you require a DLC (free) to see full nudity in your region.

If you are on singleplayer, you will still need to check server settings as if you were on a server as an admin.

1 Like