adding to what Bulls said, odd things can happen on CE, even if you are not killed or looted by anyone, there was time in past that my char died every time i logged in, you can die of hunger thirst, sandstorm, even in shelter, last week there was a bug that sand storm was dealing damage even in shelter, i lost my gear many time due to diverse odd situations, now i logoff only naked. And i even recommend puting yor valuables in a chest placed directly on the ground to avoid bugs that make things lost stability