Orrion
10
Legally, there’s nothing preventing you from doing that. Funcom’s EULA is unenforcable but they’re a private company and can choose to restrict access/terminate your account for any reason - and that’d be one of 'em. Of course, you can still play single-player so no biggie.
It’s the same “loophole” (but not really) that protects adblockers in court. They put it on your machine, it’s yours to do with as you please - as long as you don’t distribute the copyrighted material, of course, which is a crime. But we’re talking about accessing files, not reproducing them.
Also of note: people are already doing this and Funcom will not litigate it in court because there’s precedent and the outcome would negatively affect a lot of other companies owned by Tencent.