Probably the result of limiting multiplayer or content sharing options in GamePass.
In settings, go to Privacy & Online Safety ( privacy tab)
https://account.xbox.com/en-us/Settings?rtc=1&wa=wsignin1.0&activetab=main:privacytab
You will see 3 tabs ( Privacy / Xbox One/Windows 10 Online Safety / Xbox 360 Online Safety )
“you can see and upload community creations” —this is the one that usually screws this up. You want it set to “Everyone”.
There may be another one that will trigger this error as well, but that one is the most common cause.