I am sorry, I empathize with you, I have had it happen to me numerous times for various reasons.
And so have you.
We all know Funcom does not have admins.
If you have played long enough to gather 15,000 hardened bricks, then you know how risky it was to leave your base with that much loot.
You made a big mistake going out with (everything?) rather than making even just two trips. The map isn’t that big (and we have ports that make it faster).
Funcom won’t help you, or then they would have to help every other player that made a mistake and has a sad story to tell.
This isn’t much worse then every other player that has lost a base to decay.
Don’t go out of your base with 15,000 hardened bricks, 8,000 shaped wood, 4,000 insulated wood, 2,000 steel reinforcements, 500 black ice foundations and a laundry list of other big tier items.
Make two trips, or three, or 10.
Cause, as much as real life sorta bit ya in the butt this time…
You have power go out, your net goes down, your PC decides to restart needlessly, (an emergency) of sorts happens, a (non emergency) happens that just forces your hand regardless…
That or the In-Game shenanigans get you.
Your thrall stops fighting, and you get surrounded by skeletons
A mini-boss sabertooth shows up
You fall off a cliff (or get knocked off)
Stuck in a Rhino head at the wrong time
Bah, sorry this happened, but I don’t think this is Funcom’s problem. They have made it clear (all along) that they don’t admin servers.
If you are lucky they might PM you and refund you unofficially. hint hint
But in the meantime, don’t play so risky, cause this is what happens eventually.
Edit: I think a good option here for everyone would be to increase the decay timer on loot bags produced on death, by a decent margin.