Okay, that’s weird. I also assumed that “killed by (blank)” meant a meteor strike, but now that you clarified it’s a 2x3 hut and there’s no damage to the building, that doesn’t sound like a meteor anymore.
Just to be sure there’s no miscommunication: there’s no damage to the building, at all?
Meteor strike zones used to be no-build zones. Then Funcom changed that and I really don’t understand why, because anything you build in those zones will get obliterated as soon as a meteor lands. And it will land there every now and then.
I’ve never seen any point in gratuitously punishing players with mechanics that the game doesn’t teach them about, and that they can’t defend from in any way. 
Yes. Don’t log out on top of a bed. There’s a bug that sometimes makes you die from that. If you want to sleep on top of your bed while logged out, strip naked and put all your inventory in a chest. And hope that this chest won’t be affected by the decay/stability bug that has been introduced recently…