I personally think its a bad idea to let people transfer their loot with them. Then the big clans can go from server to server and destroy the small clans Easily. And people will proberly camp the spawn areas to get loot. I think its a really bad idea tbh.
Why do you think its a good idea?
I assume this is a PvP type server you are referring to. If so, please give your suggestion for PvP servers only.
For PvE, PvE-C or Private (for some anyway - since they can keep servers locked from transfers) transfers with loot would be more preferred since why do we care you bring 10,000 of something. Its not like we raid other player bases or what not.