Welcome to the forum, cool nickname 
. I passed to ps5 recently the past few months since my ps4 died for good.
Although i had the new console, the data i had in my ps4 for this game, the memories, were keeping me in this ālowerā console. Now the controller on ps5 will make you miss ps3 trust me 
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Yet, back to your topic you are correct my friend. Before i pass to ps5 i did this challengeā¦ The Madness Challenge
ā¦ and i had the issues you mention. My console just couldnāt store memory and if i had a crash i was loosing progress. Then again i had issues with bedrolls, because the console couldnāt keep memory correctly, after a crash my previous bedroll was working not the recent. A lot of issues, unfortunately and you are the living proof of what i keep say all this time. A veteran player can play nonetheless, no matter the difficulties, but what about a new player who try to learn the map and the content?
For what is worth online it performs better if you wish to stay and try, but i would suggest you a private server that you donāt loose inventory or regain it easier. Welcome to the forum m8, nice to have you around, thanks a million for your feedback 